The "File Placement Rules" feature can do this, actually.
It may require extensive micromanagement, depending on how your pool is setup, but the UI should allow you to easily do this.
http://stablebit.com/Support/DrivePool/2.X/Manual?Section=File%20Placement
As for fragmentation, you can defragment the disks in the pool, without any issues.
So that is a drive does fail, you can be certain that you have all of the contents of a particular folder (or none at all).
I've been there (not blue ray rips, but re-encoded files), and it sucks. It may be worth investing in enough drives to duplicate everything.